Your Insurance Questions Answered

Insurance is one of those “love ‘em and hate ‘em” expenses in life. It is absolutely necessary to protect your financial future. Remember, the purpose of insurance is not to make you rich in the event of loss. It is to transfer the risk of major loss from you to the insurance company, in exchange

New Credit Scoring Model For Homeowners

FICO, the primary credit scoring system used in lending, is releasing a new scoring model at some point this fall. This new 9.0 model has been advertised to contain major changes that are expected to be a big help for consumers. However, there are some things many aren’t considering with the new release.   The

5 Tips to a Happy Home during “Homework Hour”

As the second month of school comes to a close, you may find that your family is still figuring out the perfect balance between after school activities.  When I taught elementary school, I often heard that my students were too exhausted and rundown to concentrate on homework activities.  Unfortunately, finding a balance between after school

What’s Your Secret Weapon?

Written by a guest Transaction Coordinator   In an earlier post, we talked about the amount of paperwork involved in a Real Estate transaction. Can you imagine being a top producing Agent and having to handle all of the administrative tasks and paperwork flying solo? Think about how valuable your time could be spent with

Year-End Tax Planning Strategies

As we quickly approach the last quarter of 2014, we want to give you some tax planning strategies to help decrease your tax liability.**   A little planning can go a long way! Here’s an easy-to-read guide:   Max Retirement Plan Contributions 401k’s – save up to $17,500 (+ $5,500 additional if over 50 years

Less Space, Less Mess, Go Green!

Ever been a party to Real Estate transaction? Whether you were the Broker, Agent, buyer, or seller, you know the amount of paperwork that is involved. It’s practically a paper intensive industry and never ending, right?  Save time and money with less to print by going paperless!   What exactly does going paperless mean? One

“Are Bi-Weekly Mortgage Payments Helpful?”

Loan servicers often send solicitations to homeowners touting the benefits of bi-weekly mortgage payments. Read below to learn why these may, or may not be good for you!   Bi-weekly payments do help you pay off your property quicker as you are essentially making 13 payments per year instead of 12 (bi-weekly = 26 half payments