On December 16, 2015, the Federal Reserve increased its benchmark interest rate by .25%. This was the first rate increase by the Fed in over nine years!   Generally the Fed makes interest rate moves in cycles. The chart shows the Fed Funds Rate rollercoaster over the past 25 years. So what does this mean

Below is a guide we put together for you to use in assessing the tax implications of different retirement plans, along with the benefits and negatives of each……… 401K’S Benefits: Employer matching Higher contribution levels ($18,000 for under 50…$24k for over 50) Contributions are pre-tax (or “tax deferred”)…lower taxable income No income limits for contributions

Do you feel the hustle and bustle of the holiday season, yet?  For a month or so, Christmas décor has been on sale in our local stores.  AND although I absolutely LOVE Christmas, I really do love each of the holidays leading up to it.  In an effort to celebrate each season in it’s own